/* ===== JiuBank.com — Stylesheet ===== */
* { margin: 0; padding: 0; box-sizing: border-box; }
:root {
  --primary: #0a2540;
  --secondary: #1a4b8c;
  --accent: #00a67e;
  --accent-hover: #008f6b;
  --gold: #f5a623;
  --text: #1a1a2e;
  --text-light: #5a6a7a;
  --bg: #f4f7fb;
  --card-bg: #ffffff;
  --border: #dde3ed;
}
body { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; line-height: 1.7; color: var(--text); background: var(--bg); }
.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
a { color: var(--secondary); text-decoration: none; }
a:hover { color: var(--accent); }

/* Header */
header { background: var(--primary); color: white; position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 12px rgba(0,0,0,0.15); }
header .container { display: flex; justify-content: space-between; align-items: center; padding: 16px 20px; }
.logo-link img { display: block; }
nav { display: flex; gap: 28px; }
nav a { color: rgba(255,255,255,0.85); text-decoration: none; font-weight: 500; font-size: 0.95rem; transition: color 0.2s; }
nav a:hover { color: #fff; }

/* Hero */
.hero { background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%); color: white; padding: 90px 0 80px; text-align: center; }
.hero-badge { display: inline-block; background: rgba(255,255,255,0.15); border: 1px solid rgba(255,255,255,0.3); border-radius: 50px; padding: 6px 20px; font-size: 0.85rem; font-weight: 600; margin-bottom: 24px; letter-spacing: 0.5px; }
.hero h1 { font-size: 2.9rem; font-weight: 800; max-width: 750px; margin: 0 auto 22px; line-height: 1.2; }
.hero p { font-size: 1.2rem; max-width: 640px; margin: 0 auto; opacity: 0.9; }
.trust-badges { display: flex; justify-content: center; flex-wrap: wrap; gap: 24px; margin-top: 36px; font-size: 0.9rem; opacity: 0.9; }

/* Featured Banner */
.featured-banner { background: linear-gradient(135deg, #fff7e6, #fff); border-top: 4px solid var(--gold); padding: 50px 0; }
.featured-inner { background: white; border-radius: 20px; box-shadow: 0 4px 30px rgba(0,0,0,0.08); padding: 40px; border: 1px solid #f0e0b0; }
.featured-badge { display: inline-block; background: var(--gold); color: white; padding: 6px 18px; border-radius: 50px; font-size: 0.85rem; font-weight: 700; margin-bottom: 16px; }
.featured-content h2 { font-size: 1.9rem; font-weight: 800; margin-bottom: 14px; color: var(--primary); }
.featured-content p { color: var(--text-light); font-size: 1.05rem; max-width: 750px; margin-bottom: 28px; }
.featured-stats { display: flex; gap: 32px; flex-wrap: wrap; margin-bottom: 28px; }
.stat { display: flex; flex-direction: column; }
.stat-num { font-size: 1.1rem; font-weight: 700; color: var(--primary); }
.stat-label { font-size: 0.78rem; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.5px; }

/* Buttons */
.btn { display: inline-block; padding: 13px 28px; border-radius: 8px; font-weight: 600; font-size: 0.95rem; transition: all 0.25s; border: 2px solid transparent; cursor: pointer; text-decoration: none; }
.btn-primary { background: var(--accent); color: white; border-color: var(--accent); }
.btn-primary:hover { background: var(--accent-hover); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(0,166,126,0.3); color: white; }
.btn-accent { background: var(--gold); color: white; border-color: var(--gold); }
.btn-accent:hover { background: #e09510; transform: translateY(-1px); color: white; }
.btn-outline { background: transparent; color: var(--primary); border-color: var(--border); }
.btn-outline:hover { border-color: var(--secondary); color: var(--secondary); }

/* Section Headers */
.section-header { text-align: center; margin-bottom: 50px; }
.section-header h2 { font-size: 2.1rem; font-weight: 800; color: var(--primary); margin-bottom: 12px; }
.section-header p { color: var(--text-light); font-size: 1.05rem; }

/* Insights */
.insights { padding: 80px 0; background: var(--bg); }
.insights-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); gap: 28px; }
.insight-card { background: var(--card-bg); border-radius: 16px; padding: 32px; border: 1px solid var(--border); box-shadow: 0 2px 12px rgba(0,0,0,0.05); transition: transform 0.3s; }
.insight-card:hover { transform: translateY(-4px); box-shadow: 0 8px 30px rgba(0,0,0,0.1); }
.featured-article { grid-column: 1 / -1; }
.article-tag { display: inline-block; background: var(--secondary); color: white; padding: 4px 14px; border-radius: 50px; font-size: 0.78rem; font-weight: 600; margin-bottom: 14px; text-transform: uppercase; letter-spacing: 0.5px; }
.insight-card h3 { font-size: 1.25rem; font-weight: 700; margin-bottom: 12px; color: var(--primary); }
.insight-card p { color: var(--text-light); margin-bottom: 12px; font-size: 0.97rem; }
.article-meta { display: flex; gap: 20px; font-size: 0.82rem; color: var(--text-light); margin-top: 16px; border-top: 1px solid var(--border); padding-top: 14px; }

/* Markets */
.markets { padding: 80px 0; background: white; }
.markets-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 24px; }
.market-card { background: var(--bg); border-radius: 14px; padding: 28px; border: 1px solid var(--border); transition: transform 0.3s; }
.market-card:hover { transform: translateY(-3px); box-shadow: 0 6px 20px rgba(0,0,0,0.08); }
.market-icon { font-size: 2rem; margin-bottom: 14px; }
.market-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 10px; color: var(--primary); }
.market-card p { color: var(--text-light); font-size: 0.93rem; }

/* Brokers */
.brokers { padding: 80px 0; background: var(--bg); }
.broker-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 28px; }
.broker-card { background: var(--card-bg); border-radius: 18px; padding: 32px; border: 1px solid var(--border); box-shadow: 0 2px 12px rgba(0,0,0,0.05); position: relative; }
.broker-card.top-pick { border: 2px solid var(--gold); box-shadow: 0 4px 24px rgba(245,166,35,0.15); }
.pick-badge { position: absolute; top: -14px; left: 24px; background: var(--gold); color: white; padding: 4px 16px; border-radius: 50px; font-size: 0.82rem; font-weight: 700; }
.broker-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 16px; margin-top: 8px; }
.broker-header h3 { font-size: 1.35rem; font-weight: 800; color: var(--primary); }
.rating { font-size: 1rem; font-weight: 700; color: var(--gold); }
.broker-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.tag { background: rgba(26,75,140,0.08); color: var(--secondary); padding: 4px 12px; border-radius: 50px; font-size: 0.78rem; font-weight: 600; }
.broker-desc { color: var(--text-light); font-size: 0.95rem; margin-bottom: 18px; }
.broker-pros { list-style: none; margin-bottom: 24px; display: flex; flex-direction: column; gap: 8px; }
.broker-pros li { font-size: 0.9rem; color: var(--text); }
.broker-cta { display: flex; gap: 12px; flex-wrap: wrap; }

/* Resources */
.resources { padding: 80px 0; background: white; }
.resources-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.resource-card { background: var(--bg); border-radius: 14px; padding: 30px; border: 1px solid var(--border); }
.resource-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 12px; color: var(--primary); }
.resource-card p { color: var(--text-light); font-size: 0.93rem; margin-bottom: 16px; }
.resource-card a { color: var(--accent); font-weight: 600; font-size: 0.93rem; }

/* Footer */
footer { background: var(--primary); color: rgba(255,255,255,0.85); padding: 60px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand p { margin-top: 16px; font-size: 0.9rem; opacity: 0.75; max-width: 280px; }
.footer-links h4 { color: white; font-size: 0.9rem; font-weight: 700; margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.6px; }
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a { color: rgba(255,255,255,0.75); font-size: 0.9rem; transition: color 0.2s; }
.footer-links a:hover { color: white; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 28px; }
.footer-bottom p { font-size: 0.85rem; opacity: 0.7; margin-bottom: 8px; }
.disclaimer { font-size: 0.78rem !important; opacity: 0.55 !important; line-height: 1.6; max-width: 900px; }
.disclaimer a { color: rgba(255,255,255,0.7); }

@media (max-width: 768px) {
  .hero h1 { font-size: 2rem; }
  .featured-stats { gap: 20px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .featured-article { grid-column: auto; }
}